There is no plum relay under the payout unit.
I tried insulating the 14 wiper as suggested and it had no effect. As soon as the machine is powered on (with the payout counter reset) it pays out 42 coins. I also tried insulating the other wipers. The only way I could prevent the 42 coins from being paid out (or 42 plus, if the machine is cycled without first resetting the payout counter) was to insulate the "F" wiper. In that case, it pays out nothing, not even if there is a winning combination on the reels.
This leads me to believe that all of the payout segments are energized when the machine is reset. Somehow, when the counter advances 42 after reel two indexes, the circuit is opened.
Recall from earlier that the 42 coins are paid out if the machine is powered up with the payout counter reset. If the machine is then played, it begins paying out immediately when the reels are released, and will pay out however many coins it can until reel 2 indexes. Then it will pay out 42 more coins. This usually results in 54-56 coins being payed per play.