Simple enough. However...
While SolidSilver is convinced that many or most S+ owners would prefer to play without credits, experience tells me that most will change their minds and end up going back to the original setting of "5 0".
The reason is that most people don't keep their hoppers full like the casinos did unless they choose to run fake tokens, and even then most don't fill the machine. An S+ hopper holds 2000 quarters (that's $500) or quarter-sized tokens. The first time you hit a large payout that doesn't lock up and you have to refill your hopper several times to finish the pay, you might start rethinking your choice. When you hit several close together (I'm talking 500-900 coins each, as can happen with games like 5-Times Pay) you'll
really start rethinking this setting! While the S+ isn't a Bally Alpha, it isn't a Mills or Pace mechanical, either. It isn't even a Bally EM, which usually locks up at 200-400 coins.
Keep in mind that you can always choose to cash out after each win if you like in mode "5 0", although I'll admit that you lose the surprise factor when the coins hit the tray.
For those of you who insist on playing your S+ in cash mode,
I strongly suggest that you set the hopper and credit limits carefully, based on the number of coins you choose to keep in your hopper. (See my post above for all those [7-
n] settings.) Otherwise you'll end up opening your door again and again to refill the hopper with the coins it just paid into your tray for the n
th time to finish paying out that 900 coin jackpot you've just hit twice in the last 20 minutes.
I also tend to be old-school when playing slots. I'm the stickler who actually filled his machines with quarters. I set my hopper overflow probes to about 1500 coins, had working holes and buckets in my stands and over $2,500 in quarters floating around. That was enough to use the overflow from the buckets of various machines to refill any machine that payed out enough to run dry without having to take any coins from the tray or other machines (sort of like a real jackpot hopper fill in a casino.) It also allowed my guests to play coins from any machine into any other without worrying about any of the hoppers running out of coins.
Even so, I still set my machines to auto-credit with proper lockup and limit amounts. My friends and I could always cash out any credits when we wanted to hear the sound of coins hitting the tray and to get our hands black putting them back in.
But inserting 3 or 5 coins at a time gets old after a few hours. Pressing "Max Bet" is much more convenient.
My last thought is that jackpot lockups and cashout lockups (exceeding option [7-1]) aren't nearly as much fun at home as they are in a casino. After all, there's no one to actually PAY you anything. All those credits just "go away" and you don't get to play them off.